Safety for Real Estate Agents

Here is an excellent short video that explains some safety precautions we Realtors (R) must take.  It’s just over three minutes, so why not take a look at it?

As it advises, don’t be offended if I ask for a copy of your drivers license the first time we meet.  And for you sellers, please heed the advice to remove your guns, medicines, jewelry, and precious items before we schedule an open house.  I will treat your home as my own for that short period.

Please send me any questions this video may have raised for you.  I want to serve you as best I can.

https://youtu.be/MHi4yNfv9Vc

 

Realtor tasks you may not recognize

Realtor tasksHave you ever wondered what your Realtor(R) does when she is not showing homes to you? Is she sitting around chilling out, eating candy, waiting for the phone to ring? In a word: nope.  So what are some of the tasks a good Realtor does?

For every hour I spend in your presence, I’ll generally spend 10-20 hours working on your behalf, and it’s work that you will generally not ever see — unless you ask. What tasks am I doing for you? Let’s present a few of those tasks here.

1. I’m going over property listings constantly, to see if the home that fits your requirements (location, size, floor plan, style, acreage, your method of financing, and budget) has come up. I discover a listing that fits all of your demands — except you really wanted a half-acre yard, and this one is only a quarter acre. I’ll likely send it to you anyway, so it’s important that we talk often about where your priorities REALLY lie. But if you’re financing with FHA and this home is not FHA-approved, I won’t even send it. This is one of the reasons I’m often asking you “do you want to go visit this one?” — because I’ve been shopping online for you, and I know this one hits the mark closer than ANYTHING else listed for the past days, weeks, or months.

2. I’ll go check out homes in person. If I discover that this home is the first one on the block to be gentrified, then I know that you’re probably going to be paying a premium price — and I’ll share that info with you, because I want you to get a great deal. I also attend meetings with other Realtors (and I scour Realtor- only webgroups) who announce homes they are about to list. I might get first shot at a home this way — and with the lack of inventory in Nashville, being the “early bird” is sometimes the only way to snag a super home.

3. I write up offers, counteroffers, addenda, and remain in contact with your mortgage lender. I send emails to (and call, cajole, and threaten if necessary) the folks when I need a certain form signed. I arrange and attend the home inspection, the termite inspection, and when we need to get a professional out to look at the deck or the septic tank or the roof or the… If you want a radon inspection done or an estimate on how much it will cost to get the entire house repainted, I’ll arrange that and attend that too. I will arrange for professional pictures to be taken — and attend that session too. I am there for you.

4. I smooth out bumps in the road that you may not have ever even recognized. Buyers AND sellers get emotional during the buying / selling process, and I will do my best to shield you from the high drama. And I try to keep you calm, too, so you might say that I end up serving as your “home therapist.”

5. I also maintain my professional status by attending continuing education classes, keeping my dues paid, my Sentricard updated, my marketing in order. Somehow I find time to write up a newsletter and to place posts on Facebook and on my website’s blog.

So when I act as your agent, there’s a lot that goes into that relationship. It’s all the work I do to make sure you’re happy, because my goal — always — is to get you to a better place.

Nashville 2016 Upgrades

Many homeowners in/around greater Nashville are already looking ahead to 2016, and they are wondering what will be the hottest design trends in real estate. Here are six trends you’re going to see more of as you begin to search for your new home. These are terrific Nashville 2016 upgrades, and I’d love to see any of them in a home you choose. What do YOU think? Which one is YOUR favorite?shower stall

1. Standard tubs are out; luxurious shower stalls are in.
There’s nothing wrong with tubs, to be sure.  But the majority of us tend to be busy busy busy these days, and we welcome the chance to get a quick shower.   You’ll see more walk-in showers, more frameless options, and a significant upgrade is choosing a “rain shower” head and/or multiple jets.  If you are planning a bathroom remodel in 2016, do consider adding a luxurious shower stall with a seat installed.

2.  “Low boy” toilets are out; higher, ADA-compliant toilets are in.  As homeowners are aging in place (wink here; we’re all aging in place), we might find that our joints and knees and back are a little more sensitive these days.   So when you’re planning your 2016 bathroom remodel, change out the toilet to one that sits 2-3 inches higher.  These are generally called “ADA-compliant” toilets, and you’ll find them to be more comfortable.  Another added bonus is that toilets are much more stylish these days.  You’ll also see way fewer round toilet seats; oval seats are definitely the way to go.

Glass_Subway_Tile3.  Ceramic tile in the kitchen is out; glass tile is in.  Glass subway tile is extremely affordable, and it comes in every color of the rainbow (and more).  Glass tile just makes sense in the kitchen, too.  The design on ceramic tiles goes out of style: haven’t you ever been in a kitchen with ceramic tile sporting an ornate flower pattern and you thought, yeah, I recognize that pattern from the 1980s?  Glass is obviously more timeless, although you do need to choose your colors carefully.  And you don’t have to choose subway tiles (generally 3×6 inches) either; glass tiles offer exciting design trends.

4.  Cherry and oak cabinets are out for kitchen cabinets; modern paints are in.  As a Realtor(R), I get to visit a lot of kitchens, including brand new builds, and gauging by my clients’ reactions, painted kitchen cabinets — especially pure, stunning white, and a second version generally called “milk” paint — always get the biggest happy responses.  Obviously, pure, stunning white cabinets scream cleanliness, and they allow the other colors in the room (the countertops, the appliances, the hardware) to shine.  But a slightly less formal version, the “milk” paint, is also gorgeous: it’s still light and clean, but the ivory tint with small flecks of brown that just makes you feel comfortable; it’s more forgiving.  In your 2016 remodel, you’ll often see the horizontal and vertical veins stained in a darker color, too.

5.  Granite is not “out”, but quartz is getting more “in”!  Granite remains a popular choice in all kitchens, so I can’t bear to write that granite is “out.”  But in high-ensilestone-countertopd kitchen remodels, you’ll see a lot more engineered quartz taking center stage.  One of the more popular brands of engineered quartz is called Silestone.  It comes in as many colors as granite, and apparently it requires even less maintenance.  But this beauty comes with a price, of course.  Generally, Silestone is about 30% more expensive than granite.  If you are seeking a high-end remodel for your countertops, Silestone is a great choice.  There’s lots of choose from in countertops these days.  Expect to see remodels with concrete counters and those with rare woods as well.

6.  High-end appliance models are out; name brands are in.  I’ll cover this point quickly.  Those who seek high-end kitchen remodels used to choose the top-of-the-line, most expensive appliances in their remodels.  But the 2016 trend you’ll see is that more standard, respected brand names are sufficient.  We know they’ll last for the number of years we’ll need (before we tackle our next kitchen remodel).  Saving a little money on name brand appliances allows you to devote those funds elsewhere.  Makes sense.

One of the lessons that was drilled into your Realtor(R) when she was studying for her license is “under all is the land.”  So my last 2016 upgrade to discuss is not land, but flooring.

oak handscraped7.  Make-do, good-enough flooring is out; real wood flooring is in.   Oak flooring is timeless, no question there.  But if you choose a hand-scraped version (where, as in the photo, you can see the slight waves in each plank), you have just upgraded your floor to something phenomenal.  Cherry (more red), hickory (more taupe), birch (more white), and maple are other popular hardwood choices.  The flooring makes a big statement about your home, so don’t be afraid to “go big” for your flooring choice.  Hand-scraped is not significantly more expensive, so it is an excellent choice.  (I might be showing too much enthusiasm here).

These are all good ideas for your 2016 remodel.  Once you’re ready to find that home, please give me a call.  Happy 2016!

Time for a bigger home?

crampedhome

Have You Outgrown Your Current Home? Here Are Five Easy Ways to Tell if It’s Time to Upgrade

Your home is your castle, your own little piece of the American dream. But lately, your little corner of the world has been feeling cramped and you find yourself eyeing those larger homes. Is it time to pull up stakes and move on from your starter home? Home prices tend to go down in December, so this might be just the right time to go home shopping.

Growing Family

If you’ve added to your family in recent years, you may have more bodies than bedrooms. A two-bedroom home may have been a great idea when it was just you and your spouse, but with two kids, you’re starting to have turf wars over the play area.

Overflowing With Stuff

From an overflowing toy chest to closets packed so tightly with shoes and coats you risk an avalanche every time you open the door, your home just doesn’t have the space to keep all your things. You may have even had to move some things off-site, spending money to rent storage space to keep that antique dresser your grandmother left you or the set of state spoons you carefully collected during your college years.

No Rest For The Weary

You’d love to spend an afternoon soaking in the tub, but before the warmth of the water can take you away, there’s a banging on the door of the only bathroom in the house and a chorus of “hurry up!” invading your quiet time. And the man cave you dreamed of? Those visions of a big screen television were shattered by the realization you needed somewhere for the kids to sleep.

No Room For Extras (stuff, hobbies, or people)

When you first moved in, the two-car garage doubled as your woodworking shop. Now, the equipment has been sent to storage to make room for the family’s second car. You’d love to take up organic gardening, but your tiny yard barely has room for a grill and a lawn chair. You’d love to host your friends visiting from out of state, but there is hardly room for their luggage, much less them.

Changes In Career

You may have opted for a starter home when you first entered the market because you had a smaller income. Now, thanks to changes in careers or promotions at work, you can afford a home with greater square footage and room for your growing family that will provide the space you need for many years of happy memories.

Home prices across Nashville / Middle Tennessee are headed upwards, so contact me to advantage of the opportunity to give your family the most space at the best price now. We’ll get you to a better place.

Home Maintenance, November

6 Home Maintenance Tasks You Need to Complete in November

As colder weather arrives in Middle Tennessee, it’s time to start thinking about your home maintenance task list for the month of November. Each month you should be completing one or more of these tasks to ensure the stability and longevity of your home. Before December comes along, complete these home maintenance tasks and you’ll be glad you did.

Check Your Heating System

While Middle Tennessee doesn’t experience extremely frigid temperatures often during the fall, we still rely on our heating systems to help us stay cozy during the autumn season. However, if the first chilly night arrives and your heating system conveniently is broken, you and your family will be far from thrilled.

Instead, take time out of the month of November to have your HVAC (specifically heating) system inspected and repaired, if necessary, by a professional HVAC technician. Middle Tennessee has plenty of reputable and reliable heating and cooling companies ready to assist you this month.

Seal All Windows

Speaking of heating, you don’t want your heat to leak out of your windows and into the great outdoors. Think of the expensive energy bill you will receive in December if you fail to seal your windows in November.

Sealing your windows helps keep all of the heat produced by your HVAC system inside your home where it belongs. There are multiple ways to seal your windows for the fall and winter seasons. Common methods include caulk, window insulation film, and rubber weather sealing.

Inspect Your Roof For Damage

During the fall and winter seasons, leaves, twigs, and other environmental debris land on your roof. Some of this natural debris can cause serious damage. If left unattended, damage to your roof can become costly and cause more harm to your home. The winter season can bring strong ice storms to our area, which have the potential to cause significant damage to your roof. If you already have a damaged roof and an ice storm comes along, you may be in for more than you can manage.

Take a few minutes this month to look for visible roofing damage (from the ground) including missing shingles, clear holes, and dents. If you need assistance inspecting your roof, trust one of the many residential roofing experts located around the greater Middle Tennessee area.

Completely Clean Your Gutters

While you’re inspecting your roof, be sure to clear out your gutters. With the leaves continuing to fall, a clogged gutter is a homeowner’s worst nightmare. By having a clear gutter, you allow rain water to properly flow without obstruction.

Word of advice: when you climb up the ladder to your gutters, make sure you have a friend or family member available to spot you. Safety first at all times.

Seal Your Driveway

During the colder seasons, driveways (especially asphalt driveways) should be repaired and sealed to avoid any cracks or additional damage during the winter. Remember, our area is still affected by snow, ice, sleet, and hail. These natural elements can severely damage a driveway that is not properly sealed.

Start by cleaning your driveway and getting rid of any leaves or other debris. Then fill any cracks, holes, or imperfect areas with your choice of driveway filler. After, simply seal/coat your driveway with the product of your choice (or at the recommendation of the professional who installed your driveway).

Stock Up On Winter Supplies

While our area does not experience a mass amount of snow, you should still be prepared. Take a day in November to go to your local hardware store and stock up on any winter supplies you may need. From ice scrapers, to shovels, to salt for your driveway and sidewalks, you can never be too prepared for the frigid winter seasons.

Millennials as home owners in Clarksville

Where Millennial Home Ownership Thrives

Despite claims that millennials are just a “generation of renters,” this generation is showing itself as being just as interested in buying homes as other age groups, according to realtor.com® research.

“People who believe that millennials are disinterested in home ownership are grossly mistaken,” says Jonathan Smoke, realtor.com®’s chief economist. “This generation hit the job market during one of the largest recessions of all time, and they’ve had to work hard to establish credit and save for a down payment. With the older segment just beginning to enjoy living the life that drives home ownership—including marriage and children—now is the most appropriate time for them to consider home ownership. And that’s exactly what the latest numbers are showing.”

The financial profile of the average millennial who received a mortgage in the first half of 2015:

  • FICO score: 714
  • Down payment: 7.1%
  • Mortgage rate: 4.03%
  • Debt-to-income ratio: 36%

Indeed, nearly 65 percent of millennials between the ages of 21 to 34 spent time on real estate websites and apps in August, according to realtor.com®’s analysis. What’s more, “older” millennials – between the ages of 25 to 34 are 70 percent more likely than the average adult to look for a home to buy on realtor.com®.

Which markets are they targeting? Realtor.com® recently identified the top 10 areas where millennials are the most represented among mortgage borrowers – accounting for 44 to nearly 60 percent of all mortgages for home purchases.

1. Des Moines, Iowa

2. Provo, Utah

3. Baton Rouge, La.

4. Pittsburgh, Pa.

5. Lafayette, La.

6. Grand Rapids, Mich.

7. Madison, Wis.

8. Clarksville, Tenn.       <——–

9. New Orleans, La.

10. Shreveport, La.

Source: “Top 10 Markets for Millennials Seeking a Home,” realtor.com® (Sept. 30, 2015)

Now, those of us who are familiar with Clarksville recognize that a lot of the millennials are probably employed at Fort Campbell…  I guess you’d call that “military millennials.”  But Clarksville also features Austin Peay State University and several other reasons to call Clarksville home.

When you’re ready to call Clarksville home, please call me!  I’ll help you find a mega place, cuz, it’s my home, too.

baby sunglasses

 

Nashville: hate popcorn ceilings?

If you hate popcorn ceilings (as so many of us do), the most common recommendation is to get out the hose with a sprayer attached, several good paint scrapers, a couple of ladders, and scrape away. Oh yeah, buy several tubes of Ben-Gay, too, because your shoulders are going to ache!  It is certainly tedious work, and if your home was built in the 1950s or 1960s, there’s a chance they may be asbestos under that popcorn.

The Lighter Side of Real Estate published an alternate: put up interlocking wood paneling.  The result is beautiful, so take a moment to click on the link below to witness the project step by step.

Popcorn Ceilings!

Your Nashville home will almost certainly fetch a better price with these stylish (new) ceilings.  Enjoy!

 

Prepare for Homeownership

NewHeader

10 Ways to Prepare for Homeownership

1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. If you need more information on how to set up a workable budget, just ask!

2. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.

3. Develop your home’s wish list. Then, prioritize the features on your list.

4. Start saving. Do you have enough money saved to qualify for a mortgage and cover your down payment? Don’t forget to factor in closing costs. Closing costs — including taxes, attorney’s fee, and transfer fees — average between 2 and 7 percent of the home price. You should speak to at least a couple mortgage loan officers. Just ask, and I’ll send you the names/contact info of several local loan officers that I very much respect!

5. Get your credit in order. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments.

6. Determine your mortgage qualifications. How large of mortgage do you qualify for? Also, explore different loan options — such as 30-year or 15-year fixed mortgages — and decide what’s best for you.

7. Get preapproved. Organize all the documentation a lender will need to preapprove you for a loan. You will need W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.

8. Weigh other sources of help with a down payment. Do you qualify for any special mortgage or down payment assistance programs? Check with your state and local government on down payment assistance programs for first-time buyers. Or, if you have an IRA account, you can use the money you’ve saved to buy your first home without paying a penalty for early withdrawal.

9. Calculate the costs of homeownership. This should include property taxes, insurance, maintenance and utilities, and association fees, if applicable.

10. Contact a REALTOR®. Find an experienced REALTOR® who can help guide you through the process. This is where I can (obviously) help you the most!

Sharon Felton / Parks / 615.870.494 / sfelton@realtracs.com

Nashville makes nation’s Top 20

On August 31, Realtor.com published the nation’s Top 20 Hottest Real Estate markets.  I’m pleased to report that Nashville made the list!

I have been personally offline for the majority of August due to a hospitalization, surgery, and my subsequent recovery.  But Autumn is nearing, and by the time the weather cools off just a little bit, I will be ready to again help those who are interested in selling or buying in/around Nashville, TN.

Read the full article here:  http://www.realtor.com/news/trends/the-hottest-housing-markets-of-august-2015/

Call me at 615.870.4094 or email me at sfelton@realtracs.com when the leaves start to fall!

 

10 Most Affordable Nashville Suburbs

These Are The 10 Most Affordable Nashville Suburbs

You don’t have to spend an arm and a leg to live close to Music City with these affordable Nashville suburbs.
  • Spencer McKee
  • 1,133 views

Known for being one of the most lively, energetic cities in the country, Nashville can also be pretty pricey.  However, there are plenty of awesome suburbs in the area that make it easy to experience the big city life on a budget.

Here are the 10 most affordable suburbs in the Nashville area.

1. White Bluff

Kids and adults organize to do an activity together.

Source: Town of White Bluff via Facebook

Key Stats:

  • Median household income: $45,637
  • Median home value: $117,800

A tiny town of around 3,000 residents, White Bluff tops this list thanks to a high level of overall affordability in each category we looked at.  The cost of living is very low, homes are affordable, and the people don’t spend all of their paychecks on bills each month.

If you’re looking for a great place to live on a budget while still having access to Nashville, this might be the town for you.

$299,9001026 Johnston Dr, White Bluff
$69,900108 Charlton St, White Bluff
$41,200501 Billy Morse Rd, White Bluff

 

2. Greenbrier

A group of teen girls wash a police car.

Source: Greenbrier Police Department via Facebook

Key Stats:

  • Median household income: $52,500
  • Income spent on rent: 19.4 percent

Only 23 miles north of Nashville, Greenbrier is a great suburb with a small community feel.  While this city is away from the hustle and bustle of being downtown, its close proximity to Nashville will give you access to all of the world class shopping and entertainment you want.

Perfect for people that don’t necessarily want to live in a huge city, but still want all the amenities, Greenbrier is the best of both worlds.

$495,0007321 Swift Rd, Greenbrier
$220,000318 Dreamland Dr, Greenbrier
$80,000303 W College St, Greenbrier

 

3. La Vergne

Families celebrate Fourth of July in a park.

Source: La Vergne City Hall via Facebook

Key Stats:

  • Income spent on rent: 28.4 percent
  • Median home value: $132,200

Taking into account the median household income and median home value, La Vergne is the most affordable suburb on our list.  While the home value is a little higher than some of these other Nashville suburbs, the median household income is also boosted quite a bit.

Another plus for this town is that the local industry is booming, as this city is home to one of two huge printing plants for the international Lightning Source publishing company, as well as large employment centers for Bridgestone/Firestone Inc. and Schneider Electric.

$129,921202 Bluewater Ct, La Vergne.
$359,999960 Stones River Rd, La Vergne

 

4. Burns

A woman and her children swim in a pool.

Source: Flickr User Lars Plougmann

Key Stats:

  • Income spent on rent: 28.8 percent
  • Median home value: $129,900

Hopefully Burns’ 1,500 residents won’t mind that we’re sharing their secret about how awesome their tiny town is. The cost of living here is extremely low, meaning that every dollar you spend here will stretch a long way.

With an average household income of close to $50,000, this is a great place to save some dough during the early stages of your career in the Nashville area.

$169,9001003 Secretariat Ct, Burns
$219,9001004 Secretariat Ct, Burns
$214,9001002 Secretariat Ct, Burns

 

5. Springfield

A group of Chamber of Commerce employees stand in front of a small business.

Source: Robertson County (TN) Chamber of Commerce via Facebook

Key Stats:

  • Median household income: $38,750
  • Median home value: $129,300

With several local parks, it’s easy to relax in this beautiful part of the state at places like the J. Travis Price Park and Garner Street Park.  Plus, Springfield is only a 30 minute drive from all the awesome live music in Nashville.

This a great place for a young family that’s new to the Nashville area as they’ll be able to find plenty of things to do in the local area without blowing their bank account.

$205,000402 Lakeside Dr, Springfield
$84,900520 Hayes St, Springfield
$369,900228 Lawrence Ln, Springfield

 

6. Smyrna

A little boy with a gingerbread house.

Source: Town of Smyrna, TN – Local Government via Facebook

Key Stats:

  • Income spent on rent: 28.6 percent
  • Median household income: $51,539

Smyrna was listed by U.S. News & World Report as one of the best places in the country to retire, probably because a retirement fund can be stretched pretty far there.  With an average home value of $150,000, expect to find neighborhoods that are nice and affordable.

A town that started as an agrarian community on a railroad, Smyrna has since grown into an economic and recreational powerhouse of the region.  With huge employers like Nissan, Asurion, and Taylor Farms in the area, finding a good job won’t be too difficult.  There are also 10 parks in the area and seven miles of greenway trails for running and biking.

$124,9902070 Caladonia Way (lot #125), Smyrna
$269,900488 Williamsport Dr, Smyrna
$209,900388 Sarava Ln, Smyrna

 

7. Ashland City

A group of kids learn fire safety.

Source: Ashland City Fire Department via Facebook

Key Stats:

  • Median household income: $38,984
  • Median home value: $117,600

Nestled on the banks of the Cumberland River, Ashland City is regularly recognized for how beautiful the local area is, with tons of outdoor recreational hotspots and stunning views.  It’s definitely a place where you’ll want to have a boat and the good news is, you’ll probably be able to afford it.

While the median household income might seem a bit low, it’s important to note that the cost of living and cost of home ownership is on the lower side as well, making Ashland City a very affordable suburb to call home, especially with so much natural beauty to enjoy.

$80,0001657 Neptune Rd, Ashland City

$130,0001619 Bandy Rd, Ashland City
$50,000132 Joyce Ln, Ashland City

 

8. Cross Plains

A group of musicians play on stage.

Source: Kilgore Station Bluegrass Festival via Facebook

Key Stats:

  • Income spent on rent: 23.3 percent
  • Median household income: $50,096

Another tiny town of less than 2,000 residents, Cross Plains is great for commuters. While the lower population means that there won’t be as much going on locally, the very low percentage spent on rent means there’s plenty of money left over to basically make Nashville your second home.

Offering the quintessential small town life, Cross Plains is definitely worth checking out if you’re trying to find a spot near Nashville on a budget.

 

5002 E Robertson Rd, Cross Plains
$169,9005002 E Robertson Rd, Cross Plains
81 Deer Run Rd, Cross Plains
$279,90081 Deer Run Rd, Cross Plains

 

9. White House

A group of kids ride bikes.

Source: City of White House, Tennessee – City Administrator’s Office via Facebook

Key Stats:

  • Median home value: $173,800
  • Income spent on rent: 30.7 percent

The Nashville suburb of White House is only 22 miles from downtown.  With a fun and friendly local atmosphere, this city has put a ton of effort into bringing new business to the community in recent years.

The future’s looking bright in White House, meaning that you should take advantage of it’s affordability while you still can.

10. GallatinPeople stand on a sidewalk and watch a parade.

Source: Gallatin Tennessee Chamber of Commerce via Facebook

Key Stats:

  • Median home value: $159,000
  • Median household income: $68,021

Home to great schools, great roads, and a low tax rate, the Nashville suburb of Gallatin really is the total package.  With over 30,000 residents and a beautiful location on the Cumberland River, there’s always something going on here.

Aside from having six parks and plenty of recreational sports, Gallatin is also home to huge companies like Gap, Inc. RR Donnelley, and Servpro Industries, Inc.

Search Homes For Sale In Gallatin

109 Meadowlake Dr, Gallatin
$320,000109 Meadowlake Dr, GallatinBed: 3 Bath: 2 2,483 Sq. Ft.

 

Our Methodology

To create this list of affordable Nashville suburbs, we considered the following criteria, taking into account what people on a budget might be most interested in:

  • Cost of living
  • Median home value
  • Percentage of income spent on rent
  • Affordability ratio (median home value divided by median household income)

We then averaged those scores into one overall score and the places with the ten lowest scores made up our list of the ten most affordable Nashville suburbs.

For this list, we sourced data from AreaVibes, business listings, and the 2013 U.S. Census American Community Survey.

Want to see how all 21 Nashville suburbs stacked up? Take a look at the table below:

Most Affordable Nashville Suburbs