Home Maintenance, November

6 Home Maintenance Tasks You Need to Complete in November

As colder weather arrives in Middle Tennessee, it’s time to start thinking about your home maintenance task list for the month of November. Each month you should be completing one or more of these tasks to ensure the stability and longevity of your home. Before December comes along, complete these home maintenance tasks and you’ll be glad you did.

Check Your Heating System

While Middle Tennessee doesn’t experience extremely frigid temperatures often during the fall, we still rely on our heating systems to help us stay cozy during the autumn season. However, if the first chilly night arrives and your heating system conveniently is broken, you and your family will be far from thrilled.

Instead, take time out of the month of November to have your HVAC (specifically heating) system inspected and repaired, if necessary, by a professional HVAC technician. Middle Tennessee has plenty of reputable and reliable heating and cooling companies ready to assist you this month.

Seal All Windows

Speaking of heating, you don’t want your heat to leak out of your windows and into the great outdoors. Think of the expensive energy bill you will receive in December if you fail to seal your windows in November.

Sealing your windows helps keep all of the heat produced by your HVAC system inside your home where it belongs. There are multiple ways to seal your windows for the fall and winter seasons. Common methods include caulk, window insulation film, and rubber weather sealing.

Inspect Your Roof For Damage

During the fall and winter seasons, leaves, twigs, and other environmental debris land on your roof. Some of this natural debris can cause serious damage. If left unattended, damage to your roof can become costly and cause more harm to your home. The winter season can bring strong ice storms to our area, which have the potential to cause significant damage to your roof. If you already have a damaged roof and an ice storm comes along, you may be in for more than you can manage.

Take a few minutes this month to look for visible roofing damage (from the ground) including missing shingles, clear holes, and dents. If you need assistance inspecting your roof, trust one of the many residential roofing experts located around the greater Middle Tennessee area.

Completely Clean Your Gutters

While you’re inspecting your roof, be sure to clear out your gutters. With the leaves continuing to fall, a clogged gutter is a homeowner’s worst nightmare. By having a clear gutter, you allow rain water to properly flow without obstruction.

Word of advice: when you climb up the ladder to your gutters, make sure you have a friend or family member available to spot you. Safety first at all times.

Seal Your Driveway

During the colder seasons, driveways (especially asphalt driveways) should be repaired and sealed to avoid any cracks or additional damage during the winter. Remember, our area is still affected by snow, ice, sleet, and hail. These natural elements can severely damage a driveway that is not properly sealed.

Start by cleaning your driveway and getting rid of any leaves or other debris. Then fill any cracks, holes, or imperfect areas with your choice of driveway filler. After, simply seal/coat your driveway with the product of your choice (or at the recommendation of the professional who installed your driveway).

Stock Up On Winter Supplies

While our area does not experience a mass amount of snow, you should still be prepared. Take a day in November to go to your local hardware store and stock up on any winter supplies you may need. From ice scrapers, to shovels, to salt for your driveway and sidewalks, you can never be too prepared for the frigid winter seasons.

Nashville in 2025

Here is a look into the future of Nashville, comparing 2010 statistics with what is expected to be the case in 2025. What a difference 15 years makes!

The information on renting vs. buying is one of the most fascinating details conveyed here. If there is any way you can purchase a home, you’ll be better off financially. I can help you get in touch with some local, well-respected mortgage lenders. Perhaps you’ll see how you CAN afford a home!

What Will Nashville Look Like in 2025?This infographic is brought to you by Lawnstarter Nashville

Millennials as home owners in Clarksville

Where Millennial Home Ownership Thrives

Despite claims that millennials are just a “generation of renters,” this generation is showing itself as being just as interested in buying homes as other age groups, according to realtor.com® research.

“People who believe that millennials are disinterested in home ownership are grossly mistaken,” says Jonathan Smoke, realtor.com®’s chief economist. “This generation hit the job market during one of the largest recessions of all time, and they’ve had to work hard to establish credit and save for a down payment. With the older segment just beginning to enjoy living the life that drives home ownership—including marriage and children—now is the most appropriate time for them to consider home ownership. And that’s exactly what the latest numbers are showing.”

The financial profile of the average millennial who received a mortgage in the first half of 2015:

  • FICO score: 714
  • Down payment: 7.1%
  • Mortgage rate: 4.03%
  • Debt-to-income ratio: 36%

Indeed, nearly 65 percent of millennials between the ages of 21 to 34 spent time on real estate websites and apps in August, according to realtor.com®’s analysis. What’s more, “older” millennials – between the ages of 25 to 34 are 70 percent more likely than the average adult to look for a home to buy on realtor.com®.

Which markets are they targeting? Realtor.com® recently identified the top 10 areas where millennials are the most represented among mortgage borrowers – accounting for 44 to nearly 60 percent of all mortgages for home purchases.

1. Des Moines, Iowa

2. Provo, Utah

3. Baton Rouge, La.

4. Pittsburgh, Pa.

5. Lafayette, La.

6. Grand Rapids, Mich.

7. Madison, Wis.

8. Clarksville, Tenn.       <——–

9. New Orleans, La.

10. Shreveport, La.

Source: “Top 10 Markets for Millennials Seeking a Home,” realtor.com® (Sept. 30, 2015)

Now, those of us who are familiar with Clarksville recognize that a lot of the millennials are probably employed at Fort Campbell…  I guess you’d call that “military millennials.”  But Clarksville also features Austin Peay State University and several other reasons to call Clarksville home.

When you’re ready to call Clarksville home, please call me!  I’ll help you find a mega place, cuz, it’s my home, too.

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